Vistana Signature Network Owner Cruise Terms and Conditions

These Vistana Signature Network Land and Sea Owner Cruise Event Terms and Conditions (the "Terms and Conditions") set forth the legally binding agreement between Vistana Signature Network, Inc. ("Sponsor") and each "Participant" as it relates to the Vistana Signature Network Land and Sea Owner Cruise Event (the “Event”) booked by Participant. Please thoroughly review these Terms and Conditions. Additionally, as the Event contains a cruise component, you must also comply with all applicable cruise line terms and conditions, and policies and procedures, as made available by the Cruise Line ("Cruise Line Terms"), as well as those related to land transportation (“Land Transportation Terms”, (collectively the Cruise Line Terms and Land Transportation Terms referred to as “Cruise and Land Terms”). It is solely your responsibility to inform your traveling companion(s) and guests of the contents of these Terms and Conditions, as well as the Cruise and Land Terms. The terms and conditions of purchase imposed by any third party providing programs or services directly to you shall apply. By purchasing a cruise (including related travel) as part of the Event through this Sponsor offer, you agree to be bound by these Terms and Conditions, the Cruise and Land Terms, the terms and conditions of Vistana Signature Network™ ("VSN") membership, and terms and conditions of purchase imposed by any third party providing programs or services directly to you. Capitalized terms used but not defined herein shall have the meaning ascribed to them in the VSN program documents.

ELIGIBILITY

1. Participants must be VSN Members with sufficient available Use Rights to participate in Event offer. Restricted or banked StarOptions Vacation Ownership Interests (“VOIs”) purchased through an unauthorized resale agent or HOA resale offer, or VOIs not enrolled in the VSN are not eligible for this offer.
2. Only eligible VOIs Use Rights are eligible. Multiple eligible VOIs may be combined and applied toward the Event booking.
3. Event bookings can be requested and booked only during the Event offer period.
4. Participants must be 21 years of age or older. Additionally, cruise lines may have specific age restrictions for certain activities. Please consult the Cruise Line Terms before booking the Event.
5. VSN Owners who have confirmed or attended an Owner cruise or gifted sales presentation, offered by Sponsor or one of its affiliates, within twelve (12) months of the Event date are not eligible. VSN Owners who have confirmed or attended an Exclusive Owner Event, offered by Sponsor or one of its affiliates, within six (6) months of the Event date are not eligible.
6. Residents of Hawaii, Iowa, Washington and Maine are not eligible for the Event based on certain state licensing requirements.

RESERVATIONS

1. Event booking is on a first-come, first-served basis based on availability.
2. Reserving is a final transaction and StarOptions cannot be reinstated for use for any purpose, including, without limitation, a Home Resort reservation, a Network Float Period reservation, StarOptions Banking, conversion to hotel loyalty points, external exchange, VSN Select offers or listing for rental.
3. Reservations may be funded with established StarOptions plus cash required and are based on double occupancy, and include estimated government-imposed fees and taxes, port charges, prepaid cruise line gratuities, and Event inclusions as specified. Minimum and maximum StarOptions apply. Maximum of two (2) persons per room/stateroom permitted. Special rates may not be applicable with other offers. All offers are for the specified Event date, itinerary, and room/cabin categories only, are subject to availability, and are capacity-controlled.
4. Reservations must be confirmed in writing by Sponsor or its designee ("Booking Confirmation/Cruise Receipt"). This document will be sent to you within two weeks of the booking date from both the Booking Agent and the Sponsor. You must receive a Booking Confirmation/Cruise Receipt from both the Booking Agent and the Sponsor before arriving. Participants’ names must accurately reflect their complete legal names as they appear on their respective proof of citizenship documents. It is solely your responsibility to review and verify all information on the Booking Confirmation/Cruise Receipt for accuracy and completeness, and check the spelling of all names carefully. Notify Sponsor and Booking Agent immediately if any changes or corrections are needed. Failure to do so constitutes acceptance of the information contained on the Booking Confirmation/Cruise Receipt as accurate.

VSN MEMBERS

1. StarOptions may be used toward new Event bookings only and cannot be applied toward a previously booked villa stay or cruise. In addition, StarOptions may not be applied toward spa treatments, beverages, alcoholic beverages, casino gambling, shopping, organized tours, babysitting or other fees as determined by VSN.
2. Event bookings must be booked by the Owner and may not be used for any commercial purpose, be reserved for a third party, sold, transferred, bartered or exchanged for any other considerations.
3. Event bookings are not eligible to earn hotel loyalty points or hotel loyalty benefits.
4. VOI Upgrade Transaction: If Participant upgrades his or her VOI(s) after confirming an Event reservation, Participant understands and agrees that he or she may only keep the reservation if the new VOI(s) has occupancy in the year of the Upgrade transaction date and has adequate Use Rights to maintain the Event reservation. If adequate Use Rights do not exist to hold the current reservation, Participant understands and agrees that the Event reservation will be canceled.

FEES

1. The Event StarOptions supplement cash fees are charged in full at the time of booking.
2. All fees, association assessments, network dues and taxes associated with the VOI(s) must be paid in full at the time of the Event arrival date or the booking may be cancelled and subject to cancellation penalties.

EXCLUSIONS

1. Air transportation is not included in Event booking, ground transportation is limited as specified in the offer, and is otherwise at the expense of the Participants.
2. Except as expressly stated in the Event offer, resort and onboard services, such as spa treatments, beverages, alcoholic beverages, casino gambling, shopping, organized tours, babysitting and optional specialty dining packages, are not included and are at the Owner’s expense. Event is subject to availability. All information is subject to change without notice.
3. Participants will not be refunded if they fail to attend any aspect of the Event offering/ activity, including but not limited to any included shore excursion, dining and/or theme park admissions.

CANCELLATIONS

1. Cancellations must be made through an Event Specialist by calling 844-840-1578 or 407-903-4021 and are subject to the cancellation policy. Additional cancellation penalties by the cruise line may apply to the cancellation of onboard services as set forth by the Cruise Line Terms.
2. Cruise line policies may treat name changes and departure date changes as cancellations.
3. Neither the Sponsor nor its Booking Agent, Worldwide Vacation & Travel, Inc.^* ("Booking Agent") is responsible for the reimbursement of fees or penalties that may be incurred or forfeited as the result of cancellation of the Event booking.
4. Reserving this Event is a final transaction and StarOptions cannot be reinstated for any purpose, including, without limitation, a Home Resort reservation, a Network Float Period reservation, StarOptions Banking, conversion to hotel loyalty points, VSN Select offers, external exchange or rental.
5. In addition, any cash portion of Participant’s payment for the Event will be subject to the Cruise Lines Terms which vary by cruise line and may be subject to penalty upon cancellation.
6. Cancellation will be effective as of the date of receipt of the request. It is solely the Participant's responsibility to ensure receipt of cancellation request. Be advised that Sponsor, as the Event administrator, and its Booking Agent forward your payment for your cruise to the cruise line or other supplier. If for any reason you should cancel your booking, your cash refund (less applicable penalties) will be returned to you by Sponsor, as the administrator, only to the extent that Sponsor has received a refund from the cruise line or other supplier. This refund may take up to six (6) to eight (8) weeks from the cancellation date.

GENERAL

1. In addition to these Terms and Conditions, you will be subject to the Cruise Line Terms, the terms and conditions of VSN membership, the Land Terms, and terms and conditions of purchase imposed by any third-party providing programs or services directly to you.
2. All travelers must have in their possession proper documentation required by the United States and any foreign port visited. The names on the Booking Confirmation/Cruise Receipt must match such documentation exactly. Travelers are advised to consult with the appropriate governmental agencies and embassies to determine what documentation will be required for them and their guests prior to departure. Neither Sponsor nor its Booking Agent assumes any responsibility for advising travelers of immigration requirements. No refund will be issued if you fail to bring proper documentation and you will not be allowed to board the ship.
3. Cruise line carrier may for any reason at any time and without prior notice, cancel, advance, postpone or deviate from any scheduled sailing, port of call, destination, lodging or any activity on or off the vessel, or substitute another vessel or port of call, destination, lodging or activity.
4. Sponsor reserves the right to change the terms and conditions, as well as supplement, terminate or extend the Event offer at any time without notice. Additionally, Sponsor may, for any reason at any time and without prior notice cancel, change, deviate any portion of the Event.

TRAVEL INSURANCE

1. Travel insurance is available through a third-party provider with coverage for the cash supplement portion of the booking only. Information about travel insurance is available at www.etravelprotection.com/wvt. For cruises, insurance may be purchased anytime up until 24 hours prior to departure. Air travel insurance may be purchased any time up to 24 hours prior to departure. Other restrictions may apply to the purchase of travel insurance under certain circumstances.
2. Travel insurance premiums are non-refundable and generally will not cover pre-existing conditions.
3. To file a claim for any insurance coverage purchased, please contact Allianz Global Assistance at 888-427-5047.

LIMITATION OF LIABILITY

NEITHER SPONSOR NOR ITS BOOKING AGENT SHALL BE LIABLE FOR AND DOES NOT ASSUME ANY LIABILITY OR RESPONSIBILITY FOR ANY LOSS, DAMAGE, DELAY, DEATH OR INJURY TO PERSON OR PROPERTY ARISING FROM OR AS A RESULT OF THE ACTS OR OMISSIONS AND/OR REPRESENTATIONS (WHETHER ORAL OR WRITTEN) OF THE CRUISE LINE OR OTHER SUPPLIERS, REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT INCLUDING NEGLIGENCE, STRICT LIABILITY OR OTHERWISE. SPONSOR'S LIABILITY FOR ANY CLAIM ARISING FROM OR AS A RESULT OF THE ACTS OR OMISSIONS AND/OR REPRESENTATIONS (WHETHER ORAL OR WRITTEN) OF SPONSOR WILL BE LIMITED TO THE FEES PAID BY YOU TO SPONSOR FOR THE CRUISE. IN NO EVENT WILL SPONSOR BE LIABLE FOR SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES EVEN IF NOTIFIED OF THE POSSIBILITY OF SAME. THIS LIMITATION SHALL ALSO APPLY TO SPONSOR, BOOKING AGENT OR ANY OF THEIR RESPECTIVE/AFFILIATED COMPANIES, SUCCESSORS, ASSIGNS AND AGENTS.

Cruise offers administered and fulfilled by Worldwide Vacation & Travel ("WVT"), an affiliate of Vistana Signature Network, Inc. (“VSN”).

Booking Agent, Worldwide Vacation & Travel ("WVT"), an affiliate of Vistana Signature Network, Inc. (“VSN”), is a Florida corporation, with a place of business at 9995 S.W. 88th Street, Miami, Florida 33176. WVT is a Registered Seller of Travel in the following states: California: Seller of Travel Registration No. 2030985-50. (Registration as a Seller of Travel in California does not constitute approval by the State of California). Iowa: Travel Agency Registration Number 837. Washington: Seller of Travel Registration No. 601 765 244. Florida: WVT is exempt from registration as a Seller of Travel in Florida (ST-10224). The laws of California and Washington require certain sellers of travel to have a trust account or bond. WVT has bonds issued by Fidelity and Deposit Company of Maryland in the amount of $50,000 each in the State of California and the State of Washington. Disclosures: Washington: If transportation or other services are canceled by WVT, all sums paid to WVT for services not performed in accordance with the contract between WVT and the purchaser will be refunded within 30 days of receiving the funds from the vendor with whom the services were arranged, or if the funds were not sent to the vendor, the funds shall be returned within 14 days after cancellation by WVT to the purchaser unless the purchaser requests the seller of travel to apply the money to another travel product and/or date. California: WVT is not a participant in the California Travel Consumer Restitution Fund. This transaction is not covered by the California Travel Consumer Restitution Fund. You are not eligible to file a claim against that fund in the event of WVT’s default. Upon cancellation of the transportation or travel services where the passenger is not at fault and has not canceled in violation of any terms and conditions previously clearly and conspicuously disclosed and agreed to by the passenger, all sums paid to WVT for services not provided will be promptly paid to the passenger, unless the passenger advises WVT in writing, after cancellation. This provision does not apply where WVT has remitted the payment to another registered wholesale seller of travel or a carrier, without obtaining a refund, and where the wholesaler or provider defaults in providing the agreed-upon transportation or service. In this situation, WVT will provide the passenger with a written statement accompanied by bank records establishing the disbursement of the payment, and if disbursed to a wholesale seller of travel, proof of current registration of that wholesaler.

910269-6